LOSS CONTROL: CARBON MONOXIDE (CO)
Sources of CO Unvented kerosene and gas space heaters; leaking chimneys and furnaces; back-drafting from furnaces, gas water heaters, wood stoves, and fireplaces; gas stoves; generators and other...
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Renters Insurance Quotes
Protect your belongings for as little as 57 cents a day Chances are your landlord’s insurance won’t cover your personal property if there’s a fire or break-in. By getting renters insurance for as...
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Risk Transfer: Managing 3rd Party Relationships
Introduction: Case Scenarios - A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no insurance. The building owner is held liable for all losses....
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Top 10 States for State Farm Dog Bite Claims in 2011
State Number of claims Claims paid (estimated) 1. California 527 $20.3 million 2. Illinois 309 $10.0 million 3. Texas 219 $5.1 million 4. Ohio 215 $5.4 million 5. Pennsylvania 197 $4.9 million 6....
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Home Foreclosure Prevention Program in R.I.
Only about one-third of the more than $79 million available from a federal foreclosure prevention program in Rhode Island has been spent to help struggling homeowners. Some states have spent a far...
View ArticleEarthquake Deductible Buyback in California
A few facts about earthquake insurance: Fact I: Most residential insurance policies do not cover earthquake damage – a separate earthquake policy is required. Without earthquake insurance to help you...
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Common Cause of Fire – Laundry
An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35 million in property losses, according to a new government...
View ArticleSeptember is National Preparedness Month
A recent Travelers survey found that 48% of small business owners do not have a written business continuity plan. That’s especially troublesome considering that The American Red Cross estimates as many...
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How to Ease the Insurance Claims Process
Here are some simple things you and your loved ones can do now to ease the insurance claims process should you suffer property damage or loss. Review your insurance policies. When a disaster hits, a...
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Vote for Pet Insurance Claims of the Year
Here are the 12 unusual claims nominated for the 2012 Hambone Award: July 2011 – Ginger the golden retriever (Rocky Hill, Conn.). Sniffing turned snippy when a feisty snapping turtle chomped down on...
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Reduce the Chances of Dog Biting
With dog bite claims accounting for over one-third of all homeowners insurance liability claim dollars in 2011, we remind dog owners to take preventative measures to protect themselves from the...
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Rising Cost of Homeowners Insurance
The cost of homeowners insurance claims has been rising rapidly because of the combined effects of rising claim severity and increases in claim frequency, according to an insurance industry report. A...
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Traveling Tips for the Holiday Season
The holiday season is probably one of the busiest for the majority of us, for many reasons. Add any holiday travel plans into the mix and stress levels can begin to rise. With stricter security...
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Coming Soon: Assault Weapons Liability for Sellers and Owners
A 2005 federal law that protects gun makers and sellers from liability for crimes committed with their products. But Democratic Senate President John Morse said he crafted the legislation to avoid...
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FEMA National Preparedness Report 2013
Presidential Policy Directive 8: National Preparedness, requires an annual National Preparedness Report (NPR) that summarizes national progress in building, sustaining and delivering the 31 core...
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How to Prepare Your Home Before Your Vacation
Vacation is a time to escape for a little rest and relaxation, but it’s also the time thieves increasingly break into empty homes. According to recent claims data from insurance company Travelers,...
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